This 2019 Kia Optima S was sold on 2026-03-20, below are similar vehicles that are still available.
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2019 Kia Optima S
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2019 Kia Optima S
6A
Miles : 133248
Stock Number : 9098
Description
$500 down – nothing more. 54 monthly payments of $27.82 per $1000 financed. 19.9% Annual Percentage Rate. Select vehicles only. With approved credit.
Picture your next week going smoother: a comfortable, efficient sedan that makes the daily commute up I75, quick school drop-offs, and weekend runs to Dayton feel easy-without stretching your budget. This 2019 Kia Optima S is built for real life in Troy, Ohio, offering the space and technology busy drivers want, plus the confidence of a dependable midsize sedan for long commutes and road trips alike.
Available now at **Advantage Car and Credit - Troy**, a local **Buy Here Pay Here (BHPH) dealership** serving **Troy, OH** and the Miami County area. You'll find us at **1099 N County Rd 25A, Troy, OH 45373**. For questions or to get started, our dealership line is **(937) 703-4171** (please note: no phone calls or texts are required to move forward-online and in-person options are available).
### Vehicle details and highlights This **2019 Kia Optima S** in **Snow White Pearl** is a sharp-looking **sedan** with **133,248 miles**, powered by a **Theta II 2.4L I4 gasoline direct injection** engine paired with a **6-speed automatic (6A)** transmission, running on **regular unleaded**. It's a smart fit for commuters who want a comfortable cabin, stable highway manners, and an easy-to-drive layout for errands around town.
Comfort and convenience features include **air conditioning**, **separate driver/front passenger climate controls**, **keyless entry**, **remote ignition**, **power windows**, **power door locks**, a **power trunk lid**, and a **tilt/telescopic steering column** with **steering wheel-mounted controls**. For a more upscale feel, you'll also enjoy **leather seating** and a **leather steering wheel**, plus **front power lumbar support** for those longer drives.
Safety and confidence features include **ABS brakes**, **traction control**, a **vehicle stability control system**, **tire pressure monitoring**, **daytime running lights**, **automatic headlights**, **HID headlights**, **fog lights**, and multiple airbags including **front side airbags with head protection**. The **vehicle anti-theft** system adds extra peace of mind whether you're parked near **Downtown Troy** shops, heading to **Hobart Arena**, or spending an afternoon at **Treasure Island Park**.
### Financing that meets you where you are If you're a budget-conscious buyer, rebuilding credit, or shopping after a setback, Advantage Car and Credit - Troy focuses on solutions. As a **buy here pay here** store with **in-house financing**, we work with customers seeking **second chance auto financing** and options often associated with **bad credit car loans**. Many shoppers come to us looking for a **bad credit car dealer** or a **no credit car dealer**-and we're here to help you explore a path forward, whether you're after **low down payment cars**, a **subprime auto loan**, or simply **no credit needed** style flexibility.
While **guaranteed approval** is a common phrase online, responsible lending still depends on your individual situation and our verification process. Our goal is to provide clear, straightforward steps and transparent expectations-so you can shop with confidence and focus on the car that fits your life.
### Local-friendly, road-trip ready This Optima is ideal for cruising **Route 25A**, hopping onto **I75**, or taking a weekend drive toward **Dayton** events and dining. It's also a practical choice for growing families needing a roomy sedan with a real trunk, or commuters who want comfort features that make every mile more enjoyable.
Ready to see it in person? **Visit Advantage Car and Credit - Troy at 1099 N County Rd 25A, Troy, OH 45373**, explore financing with our **Buy Here Pay Here** team, **apply online**, and **schedule your test drive today**.